How To Prevent Credit Card Late Payments

Pay on time or early, late payments will cost you money in interest charges and late fees and can lose you the benefit of lower interest rates. It will also reflect poorly on your credit report.

Payment by mail

Make sure to allow a week for mailing so that your payments arrive on time. It is the arrival or posting date not the postmark that counts.

Pay at the issuing bank

If your card is on a local bank go into the bank to make your payment the teller will date stamp your receipt for your records.

Telephone or internet banking

Your payment is credited immediately you can also set up automatic payments