Credit Card Consumer Guide Credit Card Application
Credit Card Basics
Choosing credit cards
Reading fine prints
Interest rates
Billing errors
Balance Transfer
Credit Card Offers
Low APR credit cards
Low intro rate cards
Business credit cards
Student credit cards
Reward credit cards
Airline credit cards
Secured credit cards
Unsecured credit cards
Visa credit cards
MasterCard credit cards
Apply for a credit cards
Your Credit Rating
Your credit rating
Good credit
Bad credit
No credit
Credit Card Usage
Money Saving Tips
Unauthorized Transaction
Prevent Late Payments
Credit Card Usage TIPS
Credit Card Debt
Credit Card Debt
Debt Reducation Strategies
Debt Consolidation
Consumer News

Essential Credit Card Usage Tips

  • Spend wisely
  • Pay in full every month or
  • Pay more than minimum payments monthly, and pay twice a month
  • Pay on time or better yet pay when the statement comes in
  • Review your statement carefully
  • Know the fees and charges
  • Only have 2 or 3 cards
  • Have a low limit card specifically for internet purchases
  • Keep all your receipts, know what you are spending
  • Transferring to a lower interest card is not paying off your bill, know when the offer ends and interest rates increase

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