Credit Card Consumer Guide Credit Card Application
Credit Card Basics
Choosing credit cards
Reading fine prints
Interest rates
Billing errors
Balance Transfer
Credit Card Offers
Low APR credit cards
Low intro rate cards
Business credit cards
Student credit cards
Reward credit cards
Airline credit cards
Secured credit cards
Unsecured credit cards
Visa credit cards
MasterCard credit cards
Apply for a credit cards
Your Credit Rating
Your credit rating
Good credit
Bad credit
No credit
Credit Card Usage
Money Saving Tips
Unauthorized Transaction
Prevent Late Payments
Credit Card Usage TIPS
Credit Card Debt
Credit Card Debt
Debt Reducation Strategies
Debt Consolidation
Consumer News

Credit Tips

Credit Report
A credit report is a history of a person’s credit. It is used to determine if a person can handle credit and should be allowed to have more.
Credit Score
You credit rating is represented simply by a credit score. A a good score can make a difference with lower interest rates. A credit score is what lenders use to determine whether or not they want to lend you money.
History of Credit Scores
Credit scores came into wide use in the 1980s. Prior to that, human judgment was the only way to decide who received credit.
How To Improve Your Credit Rating
The FICO score, which is the most common method for determining your credit score. Here are few factors that can contribute significantly to the determination of a credit score.


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