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Visa Credit Cards

Visa is the world's best-known credit card, and is certainly the most widely accepted. A Visa-holder can normally take and use his or her card anywhere they go, and the exchange rates are typically favorable.

* This online application is subject to the terms and conditions as described in the Important Information Section of the application.
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on the cooresponding card issuer’s website.



Visa's origin traces back to its predecessor called the Bank Americard--created by Bank of America. It was 1958 when a bank manager visited a local store, during the days when it was common for stores to bill customers for goods they purchased. He noticed that there were so many bills for small amounts, and that the store employees were almost overwhelmed. It occurred to him that there might be a market for a service wherein one company handled all these bills for the various that one customer paid one bill rather than hundreds of smaller bills. With this, the concept of a credit card bill was born.

In time, BankAmericard separated from Bank of America and adopted a name that would be instantly recognizable around the world: Visa. As of 2006, 44 percent of the credit-card market share belonged to Visa.



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