Credit Card Consumer Guide Credit Card Application
Credit Card Basics
Choosing credit cards
Reading fine prints
Interest rates
Billing errors
Balance Transfer
Credit Card Offers
Low APR credit cards
Low intro rate cards
Business credit cards
Student credit cards
Reward credit cards
Airline credit cards
Secured credit cards
Unsecured credit cards
Visa credit cards
MasterCard credit cards
Apply for a credit cards
Your Credit Rating
Your credit rating
Good credit
Bad credit
No credit
Credit Card Usage
Money Saving Tips
Unauthorized Transaction
Prevent Late Payments
Credit Card Usage TIPS
Credit Card Debt
Credit Card Debt
Debt Reducation Strategies
Debt Consolidation
Consumer News

Credit Card Introductory Rate

In order to get your business, a credit card company might offer an introductory rate, this rate usually lasts for about 6 months. When the introductory rate expires the usual, higher, interest rate will apply. This can be an excellent way to save money. Just make sure the account is paid in full or transferred before the offer expires If you transfer the balance be careful about opening too many credit cards which can have a negative impact on your credit history. You always want to protect your credit history.

Make sure you know and understand all the details, terms, conditions and fine print before applying for a credit card

Make sure you know:

  • when the introductory period will end;
  • what the interest rate will be at the end of the introductory period;
  • if the introductory rate will end if you make a late payment or exceed the credit card limit;
  • if any other fees or conditions apply.

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