Instant Online Approval (How Instant Credit Card
In the past you had to wait quite awhile to get
credit card approval. The internet has changed
that all overnight. Now you can get approval in
Your information is taken, put in to the computer
and processed. Your immediate response will be
approved, declined or we need more information.
Credit Scores have made it possible
The credit card companies have access to your
credit history through the credit reporting bureaus.
If your scores and history are good enough and
you meet the requirements you will have instant
The biggest advantage of doing the application
online is that it also gives you the option to
compare the cost of credit offered from a lot
of card companies before accepting one.
People with a good or excellent credit rating
can usually get instant approval, however, people
with less than perfect credit scores might have
to wait, If your score is marginal they might
want to review a few more pieces of information.
The credit card company will get a full credit
report from all the reporting bureaus, assess
the detail then make a determination. This may
take 2 weeks, at the end of that time you will
either be approved or possibly rejected if your
credit is very bad.
They will notify you by mail of their decision.
If approved your card should be with the letter.
If they deny you the letter will explain why they
turned you down. This information will tell you
which credit reporting bureau gave them the negative
information. It is a good idea to get a copy of
that bureau’s report and make sure everything
How to apply
After doing extensive research into credit card
companies and what they offer, all you have to
do is pick the one you want, go online and fill
out the forms. They will process the application
and let you know the results.