Credit Card Consumer Guide Credit Card Application
Credit Card Basics
Choosing credit cards
Reading fine prints
Interest rates
Billing errors
Balance Transfer
 
Credit Card Offers
Low APR credit cards
Low intro rate cards
Business credit cards
Student credit cards
Reward credit cards
Airline credit cards
Secured credit cards
Unsecured credit cards
Visa credit cards
MasterCard credit cards
Apply for a credit cards
 
Your Credit Rating
Your credit rating
Good credit
Bad credit
No credit
 
Credit Card Usage
Money Saving Tips
Unauthorized Transaction
Prevent Late Payments
Credit Card Usage TIPS
 
Credit Card Debt
Credit Card Debt
Debt Reducation Strategies
Debt Consolidation
 
 


Visa Credit Cards

Visa is the world's best-known credit card, and is certainly the most widely accepted. A Visa-holder can normally take and use his or her card anywhere they go, and the exchange rates are typically favorable.

UltraVX Visa® Card


Apply now for: UltraVX Visa® Card

Now anyone can qualify for a credit card with UltraVX Visa® . It's the only card featuring Credit-On-DemandTM which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. ¦give yourself some credit with UltraVX.

  • Credit-On DemandTM up to $25,000 credit line - Patent Pending
  • Instant Approval: no credit check, no minimum income or bank account required
  • Credit Reporting: reports to major credit bureaus
  • Clear RewardsTM American Airlines, Southwest, jetBlue, Marriot, and more¦no restrictions!
  • Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

*Patent Pending

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.90% $0.00 No Bad

New Millennium Bank Secured Gold Visa® or Mastercard®


Apply now for: New Millennium Bank Secured Gold Visa® or Mastercard®

New Millennium Bank is now offering secured Gold Visa® and Gold MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.

  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

* Terms and conditions apply

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.50% $59.00 No Bad

New Millennium Bank Secured Black Diamond Visa® or Mastercard®


Apply now for: New Millennium Bank Secured Black Diamond Visa® or Mastercard®

New Millennium Bank is now offering secured Black Diamond Visa® and MasterCard® credit cards for those individuals with less than perfect credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.

  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

*Terms and conditions apply

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.50% $59.00 No Bad

Wired PlasticTM Visa® Prepaid Card


Apply now for: Wired PlasticTM Visa® Prepaid Card

Apply for the Wired PlasticTM Visa® Prepaid Card today!

  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00* N/A Bad

Visa's origin traces back to its predecessor called the Bank Americard--created by Bank of America. It was 1958 when a bank manager visited a local store, during the days when it was common for stores to bill customers for goods they purchased. He noticed that there were so many bills for small amounts, and that the store employees were almost overwhelmed. It occurred to him that there might be a market for a service wherein one company handled all these bills for the various stores....so that one customer paid one bill rather than hundreds of smaller bills. With this, the concept of a credit card bill was born.

In time, BankAmericard separated from Bank of America and adopted a name that would be instantly recognizable around the world: Visa. As of 2006, 44 percent of the credit-card market share belonged to Visa.

 

 

Privacy Policy | Terms of Use