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Unsecured Credit Cards for Bad or No Credit
The following credit card companies offer unsecured
credit cards for people with bad credit or no
credit history. If you maintain your unsecured
account in good standing and make all of your
payments on time for six months, you will be eligible
to receive an increase in your unsecured credit
limit. Their fees are higher than regular credit
cards:
- Low credit lines
- High interest rates
- Up front application, processing, and reservation
fees, usually charged to your first statement
- Annual or monthly membership fees
- A fee for line-of-credit increases.
Because the fees often equal the credit limit
on these cards, you may have no available credit
until you pay the fees.
| New Millennium Bank Platinum Visa® or MasterCard® |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
19.5%* |
$59* |
|
- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply
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| Horizon Gold Credit Card |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| ** |
N/A* |
N/A%* |
$14.95 Monthly* |
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- Guaranteed Approval!
- Bad Credit Accepted!
- No Employment Check!
- Reports to Major Bureau!
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List of Unsecured Credit Card
for People
with Bad Credit or No Credit History
If you are considering one of these cards, shop
around among issueing companies. Compare fees
and interest rates. Because the fees often equal
the credit limit on these cards, you may have
no available credit until you pay the fees.
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