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Credit Card Consumer Guide
There are so many different credit cards out there. What do you need to know to choose the best one for you? First off learn about the differences in card types, consider your spending habits, then go comparison shopping. Remember the right card for you will save you money and help your credit.
 
 
Credit Card Consumer News
Your account must be credited the day that payment is received. Exceptions are if the payment is not made according to the creditor's requirements..
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LOST or STOLEN
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President Obama signed the Credit Card Accountability Responsibility and Disclosure Act of 2009 legislation meant to protect consumers from unfair financial industry practices.

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Rules to prevent credit card fraud at the nation's pumps are confusing consumers who just want a full tank of gas as the price of gasoline continues to rise. Caps on transaction amounts are limiting some drivers of gas-guzzling vehicles

read more

Best Credit Card
Late Fee
* Average: $28
* Highest: $39
Penalty Rate
* Average: 24.51%
* Highest: 32.24%
Average Grace Period
* 22 days
Annual Fee
* Average: $44.74 (Fewer cards now have them)

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